Your Service, Your Reward
You deserve part of the American Dream you protected. A VA Loan can help you move into a home worthy of your sacrifice.
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You are eligible for a VA Loan if you meet at least one of the following:
1
You have served 90 consecutive days of active service during wartime, OR
2
You have served 181 days of active service during peacetime, OR
3
You have 6 years of service in the National Guard or Reserves, OR
4
You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
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Simple: we find the right loan for you.
We're committed to finding the right loan product for you with the fewest number of steps to get you from here to closing day as soon as possible. Getting into your new home is closer than you think.
Pre-Qualification and Documentation
The first step in your loan process. You can fill out your application either online or in person and then your loan officer will help you determine which loan product is right for you and what you'll need to move forward.
Find your New Home
Now that you've gotten pre-approved you're ready to start shopping for your new home! A trusted real estate agent can help you find your dream home and make sure you're getting the best terms and price on your house.
Start the Loan Process
With your sales contract agreed upon your loan officer can now begin working on your loan to find you the best options and terms and provide you with your estimate.
Appraisal
An inspector will now do a thorough examination of the home and notify you of an defects or other information you'll want to know about. Then it's time for appraisal.
Conditional Approval
You're almost there! At this point, an underwriter will review all of your documentation. If it meets the minimum requirements, they’ll issue you a “conditional approval.”
Closing
Now that everything's in order you're ready for your final sign-off and closing. We’ll get the paperwork ready for you to sign, then we’ll move the money to the title company to pay for your home.
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V.I.P. Mortgage, Inc., NMLS #145502
